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Meet joe & jody
This is their story.

Ken’s clients, Joe, a 15-year U.S. Navy veteran, and his wife Jody, had been renting their home for over 15 years. This is also home to Jody’s sister Jen, who lives with them due to a disability, and their beloved dog. This was a family home, one full of warm memories and lots of love.


Joe was still recovering from a severe injury when he suffered a heart attack that led to quadruple bypass surgery. In the midst of recovering Joe’s health, they received news that the house would be sold. They had just 30 days to leave their home of 15 years.

The video shows how they took their hardship, rolled up their sleeves, and turned it into homeownership with some help from their new friend Ken, whom they had forged a strong bond with. Their story is one of inspiring perseverance and resilience. Ken helped Jody and Joe find a way to use their VA benefits to get a loan and stay in the home they loved.

Here at loanDepot, Ken had the privilege of helping write this chapter of Joe and Jody’s story. If you’re looking for a VA loan or any other kind of home financing, we’d love to help you write yours, too.

Joe & Jody

My Name Is Ken, And I'm Here To Help

No Down Payment
In many cases, VA loans do not require a down payment.
No PMI Requirement
VA loans do not require a monthly Private Mortgage Insurance (PMI) payment*.
Competitive Rates
VA loans are partially guaranteed by the federal government, enabling us to offer competitive terms and interest rates as low as 580.
Lower Closing Costs

The VA limits the closing costs lenders can charge to VA loan applicants.
Thanks for watching Joe and Jody’s story. As much as I love serving our veterans, I serve everyone. I love helping first-time homebuyers find out how affordable owning a home could be, I even provide free rent vs buy analysis! If you are looking into any kind of home financing, give me a call and let’s run your numbers together.
No Down Payment

In many cases, VA loans* do not require a down payment.**

Competitive Rates
VA loans are partially guaranteed by the federal government, enabling us to offer competitive terms and credit scores as low as 580.
No PMI Requirement
VA loans do not require a monthly Private Mortgage Insurance (PMI) payment.***
Lower Closing Costs
The VA limits the closing costs lenders can charge to VA loan applicants.
***VA loans require a VA funding fee that may be financed into the loan or paid out of pocket at closing.
30 Days To Vacate
15 Years Worth of Memories

With no savings for a down payment and facing struggles finding a loan, Jody and Joe faced the unimaginable: they had just 30 days to leave their home of 15 years. This is their story, one that would become a testament to their resilience.

Joe and Jody didn’t live here alone. This was also home to Jodi’s sister Jen, who lives with them due to a disability, and their beloved dog. This was a family home, one full of warm memories and lots of love.

Joe, a 15-year Navy veteran, was still recovering from a severe injury when he suffered a heart attack that led to quadruple bypass surgery. In the midst of recovering Joe’s health, they received news that the house would be sold.

Along came a loan officer named Ken, who did something no one else had: he listened.

Promising to do whatever it took to help, Ken's expertise in navigating the VA loan process ended up making all the difference. His dedication was more than professional; Ken had become part of Joe and Jody’s story.

Thanks to their inspiring perseverance, and with the help of a new friend, Jody and Joe used their VA benefits to get a loan and stay in the home they loved.

Congratulations, Joe, Jody and Jen. Here’s to many more years of memories, you deserve this.

Learn How to Use Your VA Benefit

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VA Loan FAQs
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loanDepot.com, LLC is not acting on behalf of or at the direction of the U.S. Dept. of Veterans Affairs, the U.S military or the federal government. 

* Subject to VA Eligibility, qualified veterans need to obtain a certificate of eligibility from the VA. Visit www.va.gov/housing-assistance/home-loans/eligibility to learn more about your eligibility requirements. 

** Purchase transactions only. 

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Not all products available in all areas. Other limitations apply. Rates, terms and availability of programs are subject to change without notice. 

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